We love classic cars as much as you do. If the love of your life is a 1957 Bel Air or a 1966 Pontiac GTO, we know your vintage beauty deserves special treatment. You’ve taken care of your car well and we will too. We specialize in covering antique and classic cars, modified collector cars, reproductions, replicas, restorations, and modern classic cars. Have peace of mind knowing your classic is well-protected and that you’re prepared for the unexpected with Safeco Classic Car Insurance.
Regular cars lose their value over time from the adverse effects of wear and tear. Classic, collectible, and vintage cars are a different story. Many increase in value over time. With agreed value classic car insurance, if your car is declared a total loss after being stolen or damaged, you will receive the amount we agreed upon when you took out your policy - all you pay is the deductible.
In contrast, a Stated Value policy (sometimes called “stated amount” or “maximum limit of liability”) does not promise to pay the full vehicle value that’s indicated or “stated” on the policy. With regard to a covered total loss, you may receive less than that stated amount, because the insurer has the right to pay either your vehicle’s depreciated actual cash value OR the cost to replace your vehicle -- whichever is less. Also, many insurers that offer stated value policies (typically standard insurers) require periodic appraisals to affirm the insured amount, adding cost and inconvenience to the client.
Classic Car Insurance Discounts & SavingsWith an average cost of less than a dollar a day, Safeco classic car insurance is surprisingly affordable. Call us today and ask about ways to save on your classic car insurance.
-Take an Accident Prevention Course
If you're a collector who successfully completes an approved accident prevention course, we'll give you a discount that lasts for three years. Most states require drivers to be 55 years or older to qualify.
-Deter Thieves With Anti-Theft Devices
Qualify for a discount when your classic car is equipped with an audible alarm or a disabling device that renders the fuel, ignition or starting system inoperative. If your car has either a LoJack® or Teletrac® system, we’ll waive your comprehensive deductible if your car is stolen while the service is activated.
-Just on Weekends and Holidays
You can drive your classic any time you want. But when you drive less than 5,000 miles a year, you’ll qualify for limited use rates. You probably have another daily use car, but like to drive your collector car on weekend tours, leisurely fall trips, and to special events.
-Winter Storage
Significantly lower your rate when you reduce your coverage to just comprehensive during the winter months, when your classic car is not driven and cozily stored in a safe garage.
-More Than One Car
Get a discount when you insure your classic car and a regular auto with us.
-More Than One Policy
Qualify for a multi-policy discount when you also insure your motorcycle, home, boat, or RV with us.
-Choose a Higher Deductible
Raising the amount you pay out-of-pocket for losses will reduce how much you pay for your policy premium. For example, if you have a $500 deductible, you’ll need to pay the first $500 of a covered loss. A higher deductible generally lowers your premium, but increases the amount you must pay out-of-pocket when you file a claim.
Our classic car insurance does not cover kit cars, restoration cars rebuilt to less than 50 percent, cars designed for racing or cars with a jet or nitrous oxide engine.
Blue Bridge Insurance Agency LLC
300 Washington Ave Suite 100
Grand Haven, MI 49417
Regular cars lose their value over time from the adverse effects of wear and tear. Classic, collectible, and vintage cars are a different story. Many increase in value over time. With agreed value classic car insurance, if your car is declared a total loss after being stolen or damaged, you will receive the amount we agreed upon when you took out your policy - all you pay is the deductible.
In contrast, a Stated Value policy (sometimes called “stated amount” or “maximum limit of liability”) does not promise to pay the full vehicle value that’s indicated or “stated” on the policy. With regard to a covered total loss, you may receive less than that stated amount, because the insurer has the right to pay either your vehicle’s depreciated actual cash value OR the cost to replace your vehicle -- whichever is less. Also, many insurers that offer stated value policies (typically standard insurers) require periodic appraisals to affirm the insured amount, adding cost and inconvenience to the client.
Classic Car Insurance Discounts & SavingsWith an average cost of less than a dollar a day, Safeco classic car insurance is surprisingly affordable. Call us today and ask about ways to save on your classic car insurance.
-Take an Accident Prevention Course
If you're a collector who successfully completes an approved accident prevention course, we'll give you a discount that lasts for three years. Most states require drivers to be 55 years or older to qualify.
-Deter Thieves With Anti-Theft Devices
Qualify for a discount when your classic car is equipped with an audible alarm or a disabling device that renders the fuel, ignition or starting system inoperative. If your car has either a LoJack® or Teletrac® system, we’ll waive your comprehensive deductible if your car is stolen while the service is activated.
-Just on Weekends and Holidays
You can drive your classic any time you want. But when you drive less than 5,000 miles a year, you’ll qualify for limited use rates. You probably have another daily use car, but like to drive your collector car on weekend tours, leisurely fall trips, and to special events.
-Winter Storage
Significantly lower your rate when you reduce your coverage to just comprehensive during the winter months, when your classic car is not driven and cozily stored in a safe garage.
-More Than One Car
Get a discount when you insure your classic car and a regular auto with us.
-More Than One Policy
Qualify for a multi-policy discount when you also insure your motorcycle, home, boat, or RV with us.
-Choose a Higher Deductible
Raising the amount you pay out-of-pocket for losses will reduce how much you pay for your policy premium. For example, if you have a $500 deductible, you’ll need to pay the first $500 of a covered loss. A higher deductible generally lowers your premium, but increases the amount you must pay out-of-pocket when you file a claim.
Our classic car insurance does not cover kit cars, restoration cars rebuilt to less than 50 percent, cars designed for racing or cars with a jet or nitrous oxide engine.
Blue Bridge Insurance Agency LLC
300 Washington Ave Suite 100
Grand Haven, MI 49417
Contact
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Blue Bridge Insurance Agency LLC
300 Washington Ave Suite 100 Grand Haven, MI 49417 (616) 916-2009 e-mail: ryan@bluebridgemi.com |
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